Cross Creek Homes under $400,000

Welcome to Cross Creek, a charming subdivision nestled in the heart of Green Cove Springs, Florida, in beautiful Clay County. This vibrant community offers a perfect blend of tranquility and convenience, making it an ideal choice for families, retirees, and everyone in between.

Cross Creek is known for its picturesque landscapes, featuring lush greenery, serene ponds, and a welcoming atmosphere that invites you to unwind and enjoy the outdoors. With a variety of parks and recreational facilities nearby, residents can take advantage of walking trails, playgrounds, and picnic areas, fostering a strong sense of community and connection.

One of the standout features of Cross Creek is its impressive selection of homes available for under $400,000. This affordability does not compromise quality; you’ll find well-designed residences that boast modern amenities, spacious layouts, and beautiful finishes. Whether you’re searching for a cozy single-family home or a charming townhouse, Cross Creek has something to suit every taste and budget.

The subdivision is conveniently located near major highways, making commuting to nearby cities a breeze. Plus, with top-rated schools, shopping centers, and dining options just a stone’s throw away, you’ll have everything you need right at your fingertips.

If you’re looking for a welcoming community that offers both comfort and convenience, Cross Creek is the perfect place to call home. Discover your dream home today in this delightful Green Cove Springs neighborhood!

Newest Cross Creek Homes under $400,000

2232 Willow Glen Lane, Green Cove Springs

$365,000

4 Beds ⋅ 2 Baths ⋅ 2169847 MLS

Welcome to this beautifully upgraded 4BR/2BA, 1,856 SF home in the sought-after Cross Creek community! Featuring extensive builder and post-construction upgrades, this home shines with LVP flooring throughout (2024), HVAC (2024), refrigerator and range (2025), dishwasher (2026), upgraded tinted windows and front door, designer lighting, added attic storage, and a security system. Step outside to your private PVC-fenced backyard featuring a custom firepit, extended pavers, side-yard pathway, and solar lighting—perfect for entertaining! Enjoy resort-style amenities including pools, splash pad, pickleball courts, playground, and RV/boat storage. EXCLUSIVE FINANCING OPPORTUNITY: Seller offers a VA assumable loan at just 5.25% for eligible VA buyers, subject to lender approval! An exceptional combination of modern upgrades, outdoor living, + community amenities!

2232 Willow Glen Lane, Green Cove Springs

2229 Willow Glen Lane, Green Cove Springs

$299,900

3 Beds ⋅ 2 Baths ⋅ 2169734 MLS

This almost new home is waiting for a new owner! As one of the few one story homes available in Cross Creek, this charmer shines both inside and out. With a huge fenced back yard and lovely waterfront views, this lot has plenty of room to run and enjoy the outdoor space. Inside, this home is pristinely decorated with neutral colors and finishes which reflect the natural light. A split floor plan makes privacy a priority and can accommodate many lifestyles. The kitchen is the hub of the home and has stainless steel appliances and lovely countertops. The breakfast bar is a great place to entertain or enjoy a coffee. This home has many aftermarket upgrades and is a turnkey choice that is move in ready.

2229 Willow Glen Lane, Green Cove Springs

2587 Oak Stream Drive, Green Cove Springs

$389,500

4 Beds ⋅ 3 Baths ⋅ 2168783 MLS

This 4BED/2.5BATH energy-saving home features 2600 SQ. FT inside a Top-Rated neighborhood w/ GREAT amenities! Upon entry you are met by large foyer then walk inside Open-Floor Plan kitchen combined with the living room! Owner added privacy fence around home, Water softener, Filtration water by sink & 4 LARGE rooms to accommodate! Tennis Court, Fitness Gym, Pool, Lap Pool & even Kids Playground along all included here. Not to mention being Zoned for Clay County's top-rated schools! This property is located minutes away from all of Fleming Island's shopping. Plus, NAS JAX is a quick 25-minute drive away!

2587 Oak Stream Drive, Green Cove Springs

$299,900

4 Beds ⋅ 2 Baths ⋅ 2168598 MLS

RARE OPPORTUNITY WITH AN ASSUMABLE MORTGAGE OPTION! Welcome home to 2242 Wagon Lane in the sought-after Cross Creek community of Green Cove Springs! This beautiful 4-bedroom, 2-bath home offers the perfect combination of comfort, space, and Florida living. The true showstopper is the OVERSIZED, FULLY FENCED BACKYARD, offering incredible room for entertaining, pets, outdoor activities, or creating your own private backyard oasis! Enjoy resort-style community amenities that make everyday living feel like a vacation. Whether you're relaxing at home or enjoying everything Cross Creek has to offer, this home checks all the boxes! HUGE BUYER BONUS: An assumable mortgage option may be available, subject to lender approval, buyer qualification, and applicable loan terms. Don't miss your chance to make this incredible home yours. Schedule your private showing today!

2242 Wagon Lane, Green Cove Springs

$360,000

3 Beds ⋅ 2 Baths ⋅ 2168593 MLS

Like-New Home Ready for Its Next Owner! Fresh updates and a bright, open floor plan make this home feel move-in ready. The current owners hate to leave, but their family is growing and they need more space. Schedule a showing today—come see it for yourself and you're sure to fall in love with what this property has to offer!

2880 Wild Pine Lane, Green Cove Springs

2649 Oak Stream Drive, Green Cove Springs

$390,000

5 Beds ⋅ 3 Baths ⋅ 2168533 MLS

Seller is offering 3% Closing Cost Credit to buyer with accepted offer! Situated on a premium, oversized lot with peaceful pond view, this beautifully upgraded 5-bed, 3-bath home offers more than the standard builder finishes—and the sellers have already done the work for you. The open-concept main level has been thoughtfully upgraded with quality LVP flooring that continues up the staircase, new lighting throughout, and a kitchen that feels anything but builder-grade. Granite countertops, a tile backsplash, upgraded sink and faucet, and all-new appliances—including a refrigerator, double oven, microwave, and dishwasher—give the space a fresh, elevated feel. All three bathrooms have also been updated with granite countertops, while the primary bath features new mirrors and lighting. Upstairs, the spacious primary suite and three additional bedrooms are situated around a comfortable loft, creating the perfect bonus space for a game room, playroom, home office, or second living area. Outside, the premium lot is another standout. Enjoy peaceful pond views and more outdoor space than many of the homes currently available in the community. Located in the sought-after Cross Creek community in Green Cove Springs, residents enjoy an impressive lineup of newer amenities including a resort-style pool, fitness center, tennis and pickleball courts, volleyball courts, playground, dog park, and even boat and RV storage available for an additional fee. If you've been searching for a 5-bedroom home in Green Cove Springs with pond views, upgraded finishes, flexible living space, and resort-style neighborhood amenities, this one deserves a closer look.

2649 Oak Stream Drive, Green Cove Springs

2479 Falling Star Lane, Green Cove Springs

$275,000

3 Beds ⋅ 2 Baths ⋅ 2167382 MLS

Welcome home to this like new 3 bedroom 2 bathroom home built in 2024 located in the desirable Cross Creek community! Built in 2024, this nearly new home offers the ease and peace of mind of newer construction without the wait. The open concept floor plan is designed for every day living and entertaining. The split layout gives the primary bedroom privacy and flexibility for guests, home office or hobby space in the additional two bedrooms. Some upgrades include a fully fenced in back yard and a recently installed whole house security system. As part of DR Horton "smart home" package there is also a smart thermostat, lighting and locks. Cross Creek is also conveniently located minutes away from all of Fleming Island's shopping and services. Plus, NAS JAX is a quick 25 minute drive away! The beautiful new amenity center features a clubhouse, pool, kids splash zone, fitness center and sports courts!

2479 Falling Star Lane, Green Cove Springs

2659 Oak Stream Drive, Green Cove Springs

$309,900

4 Beds ⋅ 3 Baths ⋅ 2167292 MLS

Welcome home to 2659 Oak Stream Drive! This spacious two-story home offers a bright, open floor plan designed for comfortable everyday living and easy entertaining. The main living area flows seamlessly into the kitchen and dining space, creating an inviting gathering area with plenty of room to spread out. The kitchen features abundant white cabinetry, generous counter space, a center island and stainless steel appliances. Upstairs, you'll find four bedrooms along with a conveniently located laundry room. The flexible bedroom layout provides plenty of options for guest space, a home office, playroom or additional living space. Step outside to a fenced backyard overlooking the water, offering an open and peaceful backdrop with plenty of room to enjoy the Florida lifestyle. With generous interior living space, a two-car garage and a versatile floor plan, this home offers a great opportunity to make it your own.

2659 Oak Stream Drive, Green Cove Springs

2326 Evening Oaks Lane, Green Cove Springs

$235,000

4 Beds ⋅ 2 Baths ⋅ 2164548 MLS

Short Sale. Welcome to this 4-bedroom, 2-bath home in Green Cove Springs offering approximately 1,700 sq ft of comfortable living space. Built in 2021, this home features a functional layout with plenty of room for everyday living and entertaining. Step outside to the fully fenced backyard overlooking the pond, creating a peaceful setting to relax, entertain, or enjoy the Florida weather. The pond view adds a great backdrop with no immediate rear neighbor. Conveniently located near shopping, schools, parks, and all that Green Cove Springs has to offer. Whether you're looking for extra bedrooms, home office space, or room for guests, this home offers plenty of flexibility. Schedule your showing and come see the possibilities at 2326 Evening Oaks Lane! NO CREATIVE FINANCING OR SUB TO DEALS

2326 Evening Oaks Lane, Green Cove Springs

2458 Falling Star Lane, Green Cove Springs

$268,500

3 Beds ⋅ 2 Baths ⋅ 2164380 MLS

FALL in love with the perfect blend of modern construction and timeless bungalow charm!! Built in 2023 and meticulously maintained by its current owner, this 3 bedroom 2 bath gem feels more polished than a model home! From the moment you arrive, the manicured garden beds and striking curb appeal welcome you into a space that is truly, light, bright and airy. The heart of the home features an expansive open concept kitchen and living area, ideal for hosting friends, or quiet evenings. Thoughtful, neutral decorative touches abound, providing a sophisticated backdrop that suits any style. Enjoy ultimate privacy with a split floor plan separating the spacious owners suite from two additional bedrooms. Stop outside and enjoy the vibrant Cross Creek lifestyle! With wide walkable sidewalks, you are just a stroll away from the communities resort style pool, fitness center, playground and clubhouse. Don't miss this gem!! Call for your private preview

2458 Falling Star Lane, Green Cove Springs

2486 Oak Stream Drive, Green Cove Springs

$279,000

4 Beds ⋅ 2 Baths ⋅ 2164049 MLS

ASK HOW TO GET A LOWER INTEREST RATE!!!!! Better than new, this impeccably maintained, 4-bedroom, 2-bath home in Green Cove Springs is only four years old and truly stands out from the competition! The open-concept floor plan features spacious rooms and a light-filled living area, creating a comfortable and inviting space for everyday living and entertaining. The kitchen offers stainless steel appliances, white shaker-style cabinets and plenty of workspace. Sliding glass doors open to an oversized concrete patio and fully fenced backyard overlooking a peaceful preserve--with no rear neighbors. Exceptionally clean and carefully maintained, this home feels nearly new. Cross Creek residents enjoy a clubhouse, pool, fitness center and sports courts, along with convenient access to Fleming Island shopping, dining and services.

2486 Oak Stream Drive, Green Cove Springs

3119 Rustic Deer Way, Green Cove Springs

$319,000

3 Beds ⋅ 2 Baths ⋅ 2162717 MLS

This pristine 2023 home sits on a premier 8,467sq ft eyebrow cul-de-sac lot on a no-through street and enjoys permanent backyard nature views of a lush forest preserve. This home offers the perfect blend of comfort, style, and convenience. Features 3BD/2BA layout with 2-car garage, luxury master bath glass shower enclosure, upgraded electrostatic MERV filtration HVAC system, durable LVP flooring, smart home security/thermostat allowing you to monitor and control your home remotely. Enjoy Cross Creek's resort-style pools, clubhouse, fitness center, & sports courts with low HOA fees. Zoned for top Clay County schools, minutes to Fleming Island's outstanding shopping, dining, and entertainment & NAS Jax. Better-than-new, meticulously maintained by the original owner, move-in ready for your family to add your personal style and make this beautiful Cross Creek home yours before the December 31, 2026 deadline!

3119 Rustic Deer Way, Green Cove Springs

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Cross Creek Homes under $400,000

Newest Cross Creek Homes under $400,000

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