Big Tree Lakes Homes under $400,000

Big Tree Lakes Homes under $400,000

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Newest Big Tree Lakes Homes under $400,000

7656 Silver Sands Road, Keystone Heights
$265,000
4 Beds ⋅ 2 Baths ⋅ 2165586 MLS
Seller offering up to $10,000 in concessions, including a 2/1 rate buydown to lower your payment the first two years. Buyer's choice of rate buydown, prepaids, or closing costs. Brand new 2026 construction, never lived in and move in ready! This 4 bedroom, 2 bath home offers 1,920 square feet with no HOA, a PAVED road, and brand new well and septic in Keystone Heights, Clay County. Two refrigerators, including a bonus 18 cubic foot unit in the utility room! This home delivers real space and style without the big new construction price tag. Step inside to 8 foot flat ceilings and a bright, open feel throughout. The kitchen features 42 inch Duracraft overhead cabinets in Alabaster White, Lisola countertops, and Rustic Alder trim details that add warmth against the clean cabinetry. Shaw linoleum flooring in Driftwood Latte provides a durable, easy to maintain finish. The stainless steel appliance package includes a full-size refrigerator, smooth top electric range, and dishwasher, plus a bonus 18 cubic foot refrigerator with ice maker tucked into the utility room for extra storage, perfect for overflow groceries, drinks, or a second freezer setup. The primary suite includes a true deluxe bath with a fiberglass soaker tub, a separate 35x60 fiberglass shower, double sink vanities, and ceramic sink finishes for a genuinely elevated feel. The guest bathroom carries the same attention to detail with matching ceramic sink accents. A sliding glass door off the dining room opens straight outside, blending indoor and outdoor living. Outside you will find a 16 foot dormer, vinyl lap exterior siding, a craftsman style front door, and black raised panel shutters that add real curb appeal. Built to Wind Zone II standards for durability, with full house OSB wrap, R38-R13-R22 insulation, and the EBUILT Essentials electric and insulation package including advanced air sealing, argon gas low E windows, and an Energy Star ready electric dual element water heater. Located on a paved road with brand new well and septic, first time set. Never lived in. Move in ready. No HOA. Located minutes from Downtown Keystone Heights. Some photos have been virtually staged to illustrate the potential use of space. Furnishings and decor shown are for illustrative purposes only and may not represent the current condition of the home.

7656 Silver Sands Road, Keystone Heights

5755 Bryce Street, Keystone Heights
$282,900
5 Beds ⋅ 3 Baths ⋅ 2159638 MLS
Brand new 2026 construction on 1.11 private acres in Keystone Heights and this is not your standard new build. With 5 bedrooms, 3 full baths, and 2,280 square feet of meticulously designed living space, this home was built with upgrades from top to bottom that you simply do not find at this price point. Everything is new, everything is done, and nothing is waiting for you on day one. The moment you pull up you will notice the difference. Southern Ranch exterior with board and batten wainscot, Rustic Alder columns, a full faced open dormer, and a craftsman style front door set the tone before you ever step inside. This is a home that has serious curb appeal. Inside the Sugi Ban design package creates a dramatic and modern aesthetic throughout. Black cabinetry with an Onyx island and Lisola countertops anchor the kitchen. A dedicated coffee bar with floating shelves, Coulter Pine accent walls behind the range and rangehood, and Rustic Alder detail behind the refrigerator give this kitchen a custom feel that stops people in their tracks. LED can lighting runs throughout the entire home. The primary suite is a genuine retreat. The deluxe bath features a Serenity fiberglass soaker tub, a separate 42x60 fiberglass shower, double sinks, and mirror trim throughout. This is the kind of primary bath people see in photos and immediately call their agent. The fifth bedroom with its own bath gives you true flexibility for multi-generational living, a private guest suite, or a home office setup that actually works. All five bedrooms feature walk-in closets because storage should never be an afterthought. Built to last with Wind Zone 2 construction, a 15KW Carrier AC system, Energy Star certification, whole house ventilation, and advanced roof and window sealing throughout. A sliding glass door opens from the dining room to the outdoors, making indoor and outdoor living seamless. Outside you have 1.11 acres of peaceful Florida land with room to roam, garden, or simply exhale. No HOA means no restrictions on your vision. And while it feels like a world away, you are just minutes from Downtown Keystone Heights, zoned for highly rated McRae Elementary School, and surrounded by the lakes, trails, and outdoor lifestyle that makes this corner of Clay County one of the best kept secrets in North Florida. First time set. Never lived in. Move in ready. Some photos have been virtually staged to illustrate the potential use of space. Furnishings and decor shown are for illustrative purposes only and may not represent the current condition of the home.

5755 Bryce Street, Keystone Heights

5523 Coronado Street, Keystone Heights
$317,000
3 Beds ⋅ 3 Baths ⋅ 2150138 MLS
Experience refined lakeside living in this beautiful 3-bedroom, 2.5-bath waterfront home nestled within the serene Big Tree Lakes / Winding Tree Lake system in Keystone Heights. Blending modern comfort with natural tranquility, this property offers a rare opportunity to enjoy privacy, space, water views, and abundant wildlife in an inviting, thoughtfully designed setting--where deer and a variety of native birds are frequent visitors, making it a true haven for nature lovers. Inside, the home immediately impresses with its open, airy feel enhanced by 9-foot ceilings, drywall construction, and durable 2x6 walls--delivering the quality and presence of a site-built residence. The kitchen is both functional and striking, featuring a large chef-style refrigerator, deep stainless steel sink, and a spacious walk-in pantry designed for effortless everyday living and entertaining. A dedicated mudroom and separate laundry space add convenience and organization. The split-bedroom layout provides ideal privacy, with guest rooms connected by a Jack and Jill bath, while the primary suite offers a peaceful retreat with calming water views from the bathroom. Every space has been designed to feel light, open, and connected to the surrounding environment. Step outside to newly constructed front and rear decks, perfect for morning coffee, sunset gatherings, or simply taking in the quiet water backdrop. The dining area extends the experience with a sliding glass door and kitchen window that capture natural light and water views throughout the day. Outdoor living continues with fresh front landscaping, a paver walkway entry, a full privacy fence along the road, and staggered side panel fencing that enhances seclusion while maintaining a natural flow. The backyard offers the beginnings of an exceptional outdoor kitchen or entertainment space, ready for your vision. Set on a paved road with a private, tucked-away feel yet surrounded by nature and neighboring homes, this property strikes a rare balance between retreat and accessibility. Opportunities like this--modernized waterfront living with space, privacy, wildlife, and potential--are limited in Keystone Heights. Schedule your showing and experience the lifestyle this home was designed to offer before it's gone. Photos are digitally enhanced and could be altered, please verify.

5523 Coronado Street, Keystone Heights

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