Clay County Homes under $500,000

Welcome to Clay County, Florida – a hidden gem nestled just south of the vibrant city of Jacksonville. Known for its picturesque landscapes, friendly communities, and a wealth of outdoor activities, Clay County offers a perfect blend of suburban charm and easy access to urban amenities. From serene lakes and lush parks to bustling shopping centers and top-rated schools, this area is ideal for families, retirees, and everyone in between.

One of the most appealing aspects of Clay County is its diverse housing market, particularly for those seeking homes under $500,000. Here, you’ll find an array of options that cater to various lifestyles and preferences. Whether you’re looking for a cozy single-family home in a family-friendly neighborhood or a modern townhouse with community amenities, Clay County has something to suit your needs.

The real estate market in this region is thriving, with homes offering spacious layouts, contemporary designs, and beautiful outdoor spaces perfect for entertaining or enjoying a quiet evening under the stars. Many properties are conveniently located near schools, shopping, and recreational facilities, making daily life a breeze.

Living in Clay County means embracing a lifestyle filled with adventure and relaxation. Enjoy weekends at the nearby St. Johns River, explore the scenic trails of the Black Creek Ravines Conservation Area, or take part in local festivals that celebrate the community’s rich culture. With affordable homes and a welcoming atmosphere, Clay County is not just a place to live; it’s a place to thrive. Come discover your dream home in this enchanting corner of Florida!

Newest Clay County Homes under $500,000

$175,000

2 Beds ⋅ 3 Baths ⋅ 2167949 MLS

Coming Soon listing, no showings. Charming 2-bedroom, 2.5-bath townhome located in a gated community within desirable Oakleaf Plantation. This home features an open living floor plan with sliding glass doors that lead to a screened porch--perfect for relaxing or entertaining. The second floor offers two spacious bedrooms, each with its own private bathroom, along with a conveniently located laundry room. With a great price in a fantastic location, this home is ready for your finishing touches to create a space you can truly call home. Enjoy Oakleaf Plantation's state-of-the-art amenities including a clubhouse, fitness center, playground, and more. Conveniently located just minutes from shopping, dining, and everyday conveniences.

656 Crystal Way, Orange Park

2624 Field Daisy Lane, Green Cove Springs

$441,490

4 Beds ⋅ 3 Baths ⋅ 2167913 MLS

Under construction: Ready November 2026! Welcome to the Hayden home by Lennar! This beautifully designed two-story home offering comfort, flexibility, and effortless everyday living. The spacious first-floor owner's suite provides a private retreat with a full bath and walk-in closet. At the heart of the home, a stylish kitchen flows seamlessly into the breakfast area and inviting Great Room, creating an ideal space for gathering, with convenient access to the covered porch. Just off the foyer, the flexible living room can easily adapt to your lifestyle—perfect for a formal dining room, home office, or creative space. Upstairs, a versatile loft offers additional room for entertaining, relaxing, or recreation, along with three secondary bedrooms that provide plenty of space for family and guests. (Conditions May apply)

2624 Field Daisy Lane, Green Cove Springs

3314 Meadow Ridge Place, Green Cove Springs

$345,000

3 Beds ⋅ 2 Baths ⋅ 2167873 MLS

Welcome home to this beautiful new construction by Adams Homes in the desirable Rolling Hills community. Offering 1,932 square feet, this thoughtfully designed home features 3 bedrooms and 2 bathrooms, providing a comfortable and functional layout for everyday living. Enjoy the spacious feel created by vaulted ceilings, along with quality finishes throughout. The kitchen showcases elegant granite countertops, while the bathrooms feature stylish quartz countertops. Brick construction adds timeless curb appeal and lasting value to this exceptional home. Residents of Shadow Crest at Rolling Hills can enjoy resort-style amenities, creating the perfect setting for relaxation, recreation, and enjoying the Florida lifestyle. Only $1,000 deposit and Closing Costs paid with the use of a preferred lender. Don't miss this opportunity to own a brand-new home with desirable upgrades, resort-style amenities, and valuable incentives in Shadow Crest at Rolling Hills

3314 Meadow Ridge Place, Green Cove Springs

3683 Bella Sera Lane, Green Cove Springs

$349,990

4 Beds ⋅ 3 Baths ⋅ 2167860 MLS

Brand new, energy-efficient home available by Dec 2026! This versatile floorplan offers four bedrooms, three full baths, and a large game room, complemented by an open-concept kitchen, dining area, and great room designed for gathering and entertaining. Now Selling. Following the success of its initial phase, Lakes at Bella Lago Classic Series returns with a new collection of beautifully crafted single-family homes in Green Cove Springs. Thoughtfully designed floorplans are complemented by resort-style amenities and scenic community lake. Located in desirable Clay County, residents enjoy a peaceful setting with convenient access to the First Coast Expressway and the greater Jacksonville area. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

3683 Bella Sera Lane, Green Cove Springs

$420,000

4 Beds ⋅ 3 Baths ⋅ 2167773 MLS

Welcome home to this beautifully designed home offering elegance, comfort, and functionality. Nestled on a serene pond, this 2424 square foot gem features a striking stone front exterior and a welcoming paver driveway that sets the tone the moment you arrive. Step inside to discover a bright, open great room ideal for entertaining or relaxing with family. The expansive kitchen is a chef's dream, boasting tall black cabinetry with elegant crown molding, a newer range/oven and refrigerator - plus plenty of space to gather around the large breakfast bar. All four bedrooms, living/play area, laundry room, and two full baths are conveniently located on the second level, offering privacy and ease for the whole household. A downstairs half bath, with a separate storage closet and versatile office/bonus room add flexibility for work-from-home living, hobbies, or a playroom. The best seat in the house... the screened patio overlooking the pond, complete wit

333 St James Way, Orange Park

$349,900

3 Beds ⋅ 2 Baths ⋅ 2167760 MLS

WOW! Put this STUNNER on your must-see list! A GORGEOUS classic home with brick-front accents, courtyard-entry garage & LOADED with updates! Step through the courtyard to the warm, double-door entry, opening into a spacious & open floor plan. The large great room features a cathedral ceiling w/center beam, LVP flooring & handsome, wood-burning fireplace. The entry hall flows into the kitchen & adjacent dining space featuring 18" ceramic tile, center island w/granite top, stainless appliances, tile counters, & custom tile backsplash! Down the hall offers the primary suite with a large walk-in closet, oversized vanity w/vessel sink, and custom tiled shower w/accent band. Within the past 5 years, all the major systems have been updated, including a new roof, new AC system, new plumbing thruout, new electrical panel, new water heater, all new flooring, new Hardiboard siding, and MORE! The home is vacant & ready for YOUR furniture! You could be moved-in in just 30 short days! HURRY!!

2248 Gabriel Drive, Orange Park

$215,000

3 Beds ⋅ 1 Baths ⋅ 2167759 MLS

Welcome home to this beautifully renovated property in the heart of Green Cove Springs! Featuring a charming brick exterior and inviting curb appeal, this home offers a warm welcome from the moment you arrive. Step inside to discover a bright, open floor plan that creates a comfortable and inviting atmosphere throughout. The updated kitchen serves as the heart of the home, offering a refreshed space that flows seamlessly into the main living area. Light-filled bedrooms provide welcoming retreats, while the home's central location offers convenient access to local shopping, dining, and the charm of historic Green Cove Springs. Don't miss your opportunity to make this beautifully updated home your own. Schedule your private showing today!

1604 Forbes Street, Green Cove Springs

$340,000

4 Beds ⋅ 2 Baths ⋅ 2167742 MLS

Coming Soon listing, no showings. Welcome to 2415 Washington Street. This beautifully remodeled 4-bed, 2-bath home offers a refreshing interior with modern finishes, brand new appliances, and a large enclosed heated & cooled lanai for relaxing with a spacious layout feel. The stunning new kitchen features crisp white cabinetry, under mount and toe-kick lighting, along with recessed lights throughout the home. With 4 large bedrooms, and 2 large bathrooms - featuring double sink vanities in the guest bathroom, every corner has been thoughtfully & tastefully renovated. Also, a backyard storage shed within the fully fenced yard provides the additional room for storing tools, bikes, and lawn equipment. The convenient walking distance to schools such as Lakeside Elementary, Junior High, and St. Johns County Day School, bike trails, and the local Farmers Market, makes this a prime location designed for easy living, with the added peace of mind of having major upgrades completed.

2415 Washington Street, Orange Park

$234,900

3 Beds ⋅ 2 Baths ⋅ 2167741 MLS

This charming 3-bedroom, 1.5-bath home sits in the inviting Meadowbrook neighborhood near top-rated schools and shopping, in the heart of Orange Park, with no HOA or CDD fees. It has a large, screened patio and a shed for additional storage. This well-maintained home is conveniently located close to Orange Park Medical Center, I-295, and NAS JAX. This is a fantastic opportunity for first-time homebuyers, empty nesters downsizing, or someone wanting to enter the rental or flip market. Schedule your showing today!

417 Capricorn Lane, Orange Park

$175,000

3 Beds ⋅ 2 Baths ⋅ 2167698 MLS

Same subdivision. Same year built. Same condition. 68 more square feet. Fifty thousand dollars less. In March 2026, 1,540 square feet of Hidden Waters built in 1985 closed at $225,000. That is $146 a foot. This is 1,608 square feet of Hidden Waters built in 1985, at $175,000. That is $108 a foot. Run the comp's own price per foot across this one and you get $234,000. We are asking $175,000. The one thing it gives up: the lot is 0.34 acre against the comp's 0.41. That is the whole list of differences, and we are not going to pretend otherwise. Manufactured home on owned land. Clay County, Green Cove Springs. Quick close available. Bring your contractor, bring your lender, bring your own comps. Every figure above is in this MLS and in the public record. Check all of it. Priced to transact, not to sit.

2759 Lazy Gator, Green Cove Springs

2750 Laurel Falls Drive, Green Cove Springs

$379,153

4 Beds ⋅ 3 Baths ⋅ 2167691 MLS

. Sample Image This charming Springfield II two-story single-family home features a spacious and functional layout, perfect for modern living. The primary suite is conveniently located on the main floor, offering a private retreat with a walk-in closet. Upstairs, you'll find three additional bedrooms and a versatile loft space that can be customized to suit your needs. The heart of the home is the expansive kitchen, which includes a cozy cafe area for casual dining or relaxation. A two-car garage provides ample storage and parking space, completing this well-designed home that combines comfort and practicality.

2750 Laurel Falls Drive, Green Cove Springs

2487 Windsor Lakes Way, Green Cove Springs

$449,430

4 Beds ⋅ 4 Baths ⋅ 2167690 MLS

Mayport II home offers a perfect balance of comfort and versatility, featuring a thoughtful layout designed for modern living. The primary suite, located on the main floor at the back of the house, provides a private retreat with a luxurious en-suite bath and ample closet space. The heart of the home is the open-concept living area, where a café and great room create an inviting space for relaxation and entertainment. Large windows overlook the lanai, seamlessly blending indoor and outdoor living. An optional gourmet kitchen is available, offering top-of-the-line appliances and a generous island for cooking and gathering. Upstairs, a versatile bonus room with a full bath offers additional living space, perfect for a guest suite, home office, or media room. This home combines function and style, making it ideal for families or those who love to entertain. Photos are representative of a Mayport II Floorplan**

2487 Windsor Lakes Way, Green Cove Springs

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