Keystone Heights Homes under $400,000

Welcome to Keystone Heights, Florida, a hidden gem nestled in the heart of Clay County. Known for its tranquil lakes, lush landscapes, and friendly community, Keystone Heights offers a serene escape from the hustle and bustle of city life, while still being conveniently located just a short drive from larger urban centers like Gainesville and Jacksonville.

This charming city is surrounded by stunning natural beauty, with numerous lakes perfect for fishing, boating, and swimming. The area's rich history is reflected in its quaint downtown, where you can find local shops, cozy cafes, and community events that foster a strong sense of belonging. Keystone Heights is also home to excellent schools and parks, making it an ideal place for families and outdoor enthusiasts alike.

For those looking to invest in a home, Keystone Heights presents an incredible opportunity with a variety of properties available for under $400,000. Whether you’re searching for a cozy cottage, a spacious family home, or a serene retreat, you’ll find an array of options that cater to diverse tastes and lifestyles. Many of these homes boast beautiful outdoor spaces, perfect for entertaining or simply enjoying the peaceful surroundings.

In Keystone Heights, you can embrace the Florida lifestyle without breaking the bank. With its welcoming atmosphere, stunning scenery, and affordable housing options, this city is truly a place where you can create lasting memories. Discover your dream home in Keystone Heights today and experience the charm of this delightful community!

Newest Keystone Heights Homes under $400,000

$269,900

4 Beds ⋅ 2 Baths ⋅ 2168680 MLS

**Tired of seeing the same manufactured homes on the market? Look no further!** This brand-new 2026 home stands apart with its upgraded finishes, thoughtful design, and attention to detail throughout. Situated on a full acre in Keystone Heights with NO HOA, this impressive 4-bedroom, 2-bath home offers 1,920 square feet of living space, plus a versatile bonus room ideal for a sunroom, home office, or additional flex space. From the beautiful interior finishes to the brand-new well, septic system, driveway, and entry steps, this property offers the appeal of a completely new home with room to enjoy the outdoors! Step inside and discover the details that truly set this home apart! The farmhouse-inspired kitchen features 42-inch upper cabinets, oversized pull-out drawers, abundant storage, a stainless-steel farmhouse sink with sprayer, ceramic tile backsplash, pendant lighting over the center island, and a spacious walk-in pantry. Stainless steel Frigidaire appliances, including a side-by-side refrigerator and 30-inch range, complete this impressive kitchen. The spacious primary suite offers a relaxing retreat with a beautifully appointed bathroom featuring a soaking tub, separate enclosed shower, double sinks, and a dedicated vanity area. The generous walk-in closet includes built-in drawers and ample storage, combining style and functionality. Additional interior features include 8-foot ceilings, recessed lighting throughout, upgraded door and ceiling trim, and a dedicated utility room with cabinetry for added convenience. Energy-conscious features include Low-E windows and a programmable thermostat. Outside, you'll find durable vinyl siding, a shingle roof, new entry steps, a brand-new well and septic system, and a freshly installed milling driveway. Enjoy the space and flexibility of owning a full acre with NO HOA!

7457 Bienville Avenue, Keystone Heights

$189,900

3 Beds ⋅ 2 Baths ⋅ 2168329 MLS

Come see this rural jewel that has been recently updated and is move-in ready. This manufactured home features new modern interior paint and new luxury vinyl plank flooring throughout. The spacious kitchen offers brand-new stainless steel appliances and plenty of room to gather. The primary bathroom includes a relaxing garden tub with a separate shower. Enjoy both covered front porch and open rear deck, perfect for outdoor living, all set on a huge private lot. Located in the very desirable Silver Sands Estates area, this property offers space, privacy, and comfort in a peaceful setting. Newer roof and HVAC systems.

7595 Oak Forest Road, Keystone Heights

5792 Silver Sands Circle, Keystone Heights

$329,990

3 Beds ⋅ 2 Baths ⋅ 2168073 MLS

BRAND NEW CONSTRUCTION - CALL TODAY TO LEARN ABOUT AVAILABLE BUILDER INCENTIVES!! Flight Homes presents the Heron model, featuring 3 bedrooms, and 2 bathrooms all complemented by gorgeous upgrades throughout. Situated on a quiet street, this home offers plenty of room for your boat, ATVs, and more! Giving you the perfect balance of comfort, space, and freedom. Skip the renovation lists and costly repairs, and enjoy the peace of mind that comes with brand-new construction, backed by a 1-year builder warranty and an additional 2-10 home warranty. Best of all, there are no HOA or CDD fees, so you can enjoy your home without the added monthly costs. Schedule your private showing today and see why this home deserves to be at the top of your list!

5792 Silver Sands Circle, Keystone Heights

$275,000

3 Beds ⋅ 2 Baths ⋅ 2166813 MLS

Welcome home to this charming 3-bedroom, 2-bath home situated on a spacious double lot in Keystone Heights! Offering plenty of room to spread out, this home features a brand-new metal roof, updated flooring throughout, and a comfortable, inviting layout ready for its next owner. The generous double lot provides extra space for outdoor living, pets, gardening, toys, or simply enjoying a little more privacy. Conveniently located just off SR 21, you'll enjoy easy access to everything Keystone Heights has to offer while also being within a convenient drive to Middleburg. With thoughtful updates, extra outdoor space, and a great location, this home is full of potential and ready to welcome you home! Property consists of two parcels, 21-08-23-004282-000-00 & 21-08-23-004282-001-00. FOR ALL SHOWINGS OR QUESTIONS CALL OR TEXT 386-406-0119

7156 Park Street, Keystone Heights

$259,000

4 Beds ⋅ 2 Baths ⋅ 2166550 MLS

Welcome to 5759 Bryce Street in beautiful Keystone Heights! Nestled on a spacious 1.13-acre lot, this brand-new 2026 home offers the perfect blend of modern comfort and peaceful country living. Located just road just off 352, this property is close to town without the town restrictions. The property is surrounded by trees and brush leaving a natural border from neighboring properties on all sides. Boasting 1,920 square feet of living space, this home provides plenty of room for family, friends, and entertaining. A brand-new 30' x 36' pole barn offers endless possibilities--ideal for storing boats, RVs, trailers, vehicles, equipment, or creating the perfect space for gatherings and outdoor enjoyment. Step inside to discover a bright, open-concept floor plan featuring a spacious kitchen that serves as the heart of the home, complete with abundant cabinetry, generous counter space, and all brand new stainless appliances. The thoughtfully designed split-bedroom layout provides privacy for Photos have been digitally enhanced and/or virtually staged to illustrate the property's potential. Images are for visualization purposes only and may not represent the property's current condition.

5759 Bryce Street, Keystone Heights

$239,990

4 Beds ⋅ 2 Baths ⋅ 2166436 MLS

Welcome to this 2022 manufactured home on 1.24 acres in Clay County! With 4 bedrooms, 2 bathrooms, and 1,904 square feet, there's room to spread out inside and out. Refreshed in 2026 with new flooring and fresh paint, the home also features stainless steel appliances. The property fronts a paved county road for easy access.

5600 County Road 214, Keystone Heights

$239,900

4 Beds ⋅ 3 Baths ⋅ 2166258 MLS

Just seconds from paved County Rd 315C, this spacious hidden gem has it all! The massive screened front porch sets the tone, offering tons of comfortable outdoor living space, complete with cozy porch swing for two! A huge covered rear porch awaits you as well! The home offers an impressive amount of storage and functionality. The owner's suite has plenty of room for an office, reading nook, or sitting space. A ready made 4th Bed/In-law suite has its own 1/2 bath and private entrance from the back porch. Major updates include new metal roof in Nov 2022 and new HVAC in July 2023. Outside, the property continues to impress. A massive workshop with a roll-up door provides an ideal space for hobbies, man-cave, or she-shed. The grounds feature several fruit trees, including orange, satsuma, grapefruit, and mulberry. There's also a greenhouse, small garden sheds, and a 40-ft storage container that conveys! There's even an RV hookup with a 30-amp and water line. Welcome Home!

4700 Berry Court, Keystone Heights

$291,000

2 Beds ⋅ 2 Baths ⋅ 2165808 MLS

Beautiful maintained 2-bedroom, 2-bath home on two spacious lots with a detached 2-car garage and full bath, perfectly located on a paved road in Keystone Heights. The charming residence offers an open floor plan with a split-bedroom layout for added privacy. Trayed ceiling in the dining area and cathedral ceiling in the living area. The large laundry room provides extra conveniences and storage space. The detached garage-already equipped with a full bath-can easily be finished with drywall to create a guest suite, studio or workshop. Recent updates include fresh exterior paint (October 2025). The additional well serves the sprinkler system, keeping the landscaped yard lush and green. Enjoy peace of mind with no HOA fees and appreciate the home's proximity to schools, parks, shopping and local lakes. Conveniently located for commutes to Gainesville, Middleburg and Palatka. New paint inside 9-26. Approx. 3 miles from (Bradford County Public boat ramp) Santa Fe Lake a large strong-fed and unusually clear lake. Serves as the headwater of the Santa Fe River and is know for stable water levels, good fishing, and recreation like boating and skiing. Santa Fe Lake is roughly 5,800 acres in surface area, making it one of the larger lakes in north central Florida.

618 Se 44th Street, Keystone Heights

6200 Blue Marlin Drive, Keystone Heights

$375,000

3 Beds ⋅ 2 Baths ⋅ 2165718 MLS

Don't miss your chance to own your dream home on a spacious .696 acre lot! This stunning new construction home offers 3 bedrooms, 2 bathrooms, a dedicated office, a formal dining room, and a 2-car garage, all thoughtfully designed with modern comfort and functionality in mind. The kitchen features 42-inch soft-close shaker cabinetry, quartz countertops, and an open layout that flows seamlessly into the main living spaces, perfect for both everyday living and entertaining. Elegant tray ceilings add character throughout the home, while the luxurious primary suite provides a private retreat with dual walk-in closets and a spa-inspired ensuite featuring a freestanding soaking tub, separate shower, and double vanity. Step outside and enjoy the privacy and possibilities of a nearly half-acre homesite, with plenty of room to create your ideal outdoor living space. Please note that this home is not yet completed and final specs may vary. Estmated completion is October 2026.

6200 Blue Marlin Drive, Keystone Heights

7656 Silver Sands Road, Keystone Heights

$260,000

4 Beds ⋅ 2 Baths ⋅ 2165586 MLS

Seller offering up to $7,500 in concessions! Use it toward a 2/1 rate buydown to lower your payment for the first two years, or choose to apply it toward prepaids or closing costs. Brand new 2026 construction, never lived in and MOVE IN READY! This 4 bedroom, 2 bath home offers 1,920 square feet in Keystone Heights, Clay County with NO HOA, a PAVED ROAD, and brand new well and septic. Inside, you'll find 8 foot flat ceilings and a bright, open floor plan. The kitchen features 42 inch Duracraft overhead cabinets in Alabaster White, Lisola countertops, Rustic Alder trim, and a stainless steel appliance package with a full size refrigerator, smooth top electric range, and dishwasher. Need more cold storage? You get a SECOND 18 cubic foot refrigerator with ice maker in the utility room, perfect for drinks, extra groceries, or overflow storage. The primary suite features a deluxe bath with a fiberglass soaker tub, separate 35x60 fiberglass shower, double sink vanities, and ceramic sink finishes. A sliding glass door off the dining room provides easy access to the outdoors. Exterior features include a 16 foot dormer, vinyl lap siding, craftsman style front door, and black raised panel shutters. Built to Wind Zone II standards with full house OSB wrap, R38 R13 R22 insulation, EBUILT Essentials, advanced air sealing, argon gas Low E windows, and an Energy Star ready electric dual element water heater. First time set, never lived in, move in ready, and minutes from Downtown Keystone Heights. If you've been looking for NEW CONSTRUCTION without the big new construction price tag, this one deserves a look! Some photos have been virtually staged to illustrate the potential use of space. Furnishings and decor shown are for illustrative purposes only and may not represent the current condition of the home.

7656 Silver Sands Road, Keystone Heights

5720 Bitterroot Street, Keystone Heights

$230,000

3 Beds ⋅ 2 Baths ⋅ 2165330 MLS

*Public Open House Rescheduled for next Saturday 10/10* Seller is offering $5,000 towards buyer's closing costs or rate buy down! Come enjoy the space, privacy, and relaxed lifestyle that makes Keystone Heights so desirable. This 2017 mobile home is in GREAT shape! 3 bedrooms, 2 baths, large bathtub and separate shower in the master bath with a walk in closet. Kitchen has an island perfect for placing stools to sit and eat! Located on 1.14 acres, this property gives you plenty of space to bring your kids, toys, and animals to enjoy the country living. The AC unit was replaced in 2021 and the well tank was replaced in 2018.

5720 Bitterroot Street, Keystone Heights

$265,000

3 Beds ⋅ 2 Baths ⋅ 2164906 MLS

This 3-bedroom, 2-bath block home sits on a corner lot on a.385-acre property. You will appreciate the practical outdoor setup, including a 20x24 carport with a 10x16 enclosed storage area underneath. Inside, there is a fireplace for cozy evenings, along with new central air for year-round comfort. The electric has been upgraded, giving you peace of mind. The yard is fenced, offering a bit more privacy and flexibility for outdoor use. There is a sprinkler system to keep your yard nice and Green.Convenience matters too, and you are just one block from the schools, making mornings and afternoons easier.

240 Sw Pecan Street, Keystone Heights

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