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Live the best of coastal Amelia Island living with golf, beach days, and downtown just minutes away! This beautifully maintained home at 96046 Montego Bay offers an ideal location near three incredible golf courses, Amelia Island’s beautiful beaches, and historic downtown Fernandina Beach—easily accessible by golf cart. Set against a peaceful, private lake backdrop and wooded views, this home offers the perfect blend of comfort, convenience, and relaxed Florida living. Inside, thoughtful custom touches add both character and functionality. The kitchen features custom cabinetry, pull-out shelving, and abundant storage, while additional cabinetry above the washer and dryer and built-in drawers maximize everyday organization. The den is a standout space with custom built-ins flanking the propane fireplace, a beautiful marble-tile surround, and a custom mantle. Architectural details throughout include custom foyer columns, widened baseboards, and a tray ceiling in the primary suite. The extended back porch and outdoor spaces provide plenty of room to enjoy the peaceful natural setting, with a tiled covered porch and expanded paver area. The widened paver driveway adds curb appeal and convenience. The home also conveys with two refrigerators, an upright deep freezer, two solar attic fans, and a water softener, offering exceptional storage and functionality. With \an unbeatable location close to golf, the beach, and downtown Fernandina Beach, this is a wonderful opportunity to enjoy the Amelia Island lifestyle in a home designed for one-story, easy living, while still boasting 4 bedrooms. Txt or call Sarah for a private tour today.

4 Beds ⋅ 2 Baths ⋅ 117584 MLS

96046 Montego Bay, Fernandina Beach

$750,000

Stunner alert! Discover exceptional value centrally located on Amelia Island and minutes from island beaches, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, new stainless appliances, and enhanced landscaping, and a roof newly installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle. A main-level bedroom with pond views as well as a formal living room with French doors provide ideal spaces for a private home office, library, fitness room, or guest suite. Upstairs are the master bedroom with pond views and ensuite bathroom with whirlpool tub, plus two more bedrooms that share a bathroom. Outdoors, the screened lanai overlooks an expansive backyard and peaceful pond, creating the perfect setting for morning coffee, evening gatherings, or simply enjoying the natural beauty that surrounds you. Combining generous square footage, modern updates, and proximity to Amelia Island's renowned beaches, dining, shopping, and recreation, this residence offers an exceptional opportunity to experience coastal living at an outstanding value.

4 Beds ⋅ 3 Baths ⋅ 116932 MLS

96004 Montego Bay, Fernandina Beach

The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of Southern Arizona. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than Integrity One Properties are identified with the MLSSAZ IDX Logo. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. Listing information Copyright 2026 MLS of Southern Arizona. All Rights Reserved.

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