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LOCATION, SPACE & FLORIDA LIVING -- this spacious Terra Costa home delivers it all! Located in a desirable gated Jacksonville community with resort-style amenities and NO CDD fee, this impressive 5-bedroom, 5.5-bath home offers more than 4,000 square feet of living space, a 3-car tandem garage, first-floor primary suite and exceptional indoor/outdoor living. Terra Costa offers a convenient location just minutes from Jacksonville's beaches, Mayo Clinic, UNF, St. Johns Town Center, shopping, dining and major roadways, while still providing the privacy and peaceful setting of a tucked-away gated community. Designed with room for everyone, the flexible floor plan includes formal living and dining spaces, an open-concept kitchen and family room, everyday dining area and a large upstairs loft/bonus room. The first floor features the spacious primary suite PLUS a secondary bedroom with its own en-suite bath--ideal for guests, multigenerational living or a private home office. Upstairs you'll find three additional bedrooms, bathrooms and an oversized bonus/loft offering even more living space. At the heart of the home, the kitchen features white cabinetry, a large island with plenty of prep and entertaining space, a 36-inch gas cooktop, pantry and included appliances. The kitchen flows seamlessly into the casual dining area and family room, creating an open floor plan made for both everyday living and entertaining. Step outside to the screened paver patio and extend your living space year-round. The outdoor area features an extended paver lanai and a fully fenced backyard--the perfect setup for enjoying the Florida lifestyle, hosting friends or relaxing at the end of the day. The first-floor primary suite is generously sized with three large windows and a spacious bath featuring an oversized walk-in shower, garden tub, dual vanities and TWO walk-in closets. Additional features include plantation shutters, wood stairs with wrought-iron spindles, 8-foot interior doors, tile roof, whole-house gutters, abundant storage, a 3-car tandem (2 car opening with a 3rd tandem bay) garage with epoxy flooring and storage cabinetry, and a 220V electric vehicle charger. If you've been searching for a large Jacksonville home with 5 bedrooms, 5.5 baths, 4,000+ square feet, a first-floor primary suite, outdoor living space, a 3-car garage and resort-style amenities WITHOUT a CDD fee, this Terra Costa home deserves a closer look. Schedule your private showing today and discover just how much space, convenience and flexibility this home has to offer.

5 Beds ⋅ 6 Baths ⋅ 2166153 MLS

LOCATION, SPACE & FLORIDA LIVING -- this spacious Terra Costa home delivers it all! Located in a desirable gated Jacksonville community with resort-style amenities and NO CDD fee, this impressive 5-bedroom, 5.5-bath home offers more than 4,000 square feet of living space, a 3-car tandem garage, first-floor primary suite and exceptional indoor/outdoor living. Terra Costa offers a convenient location just minutes from Jacksonville's beaches, Mayo Clinic, UNF, St. Johns Town Center, shopping, dining and major roadways, while still providing the privacy and peaceful setting of a tucked-away gated community. Designed with room for everyone, the flexible floor plan includes formal living and dining spaces, an open-concept kitchen and family room, everyday dining area and a large upstairs loft/bonus room. The first floor features the spacious primary suite PLUS a secondary bedroom with its own en-suite bath--ideal for guests, multigenerational living or a private home office. Upstairs you'll find three additional bedrooms, bathrooms and an oversized bonus/loft offering even more living space. At the heart of the home, the kitchen features white cabinetry, a large island with plenty of prep and entertaining space, a 36-inch gas cooktop, pantry and included appliances. The kitchen flows seamlessly into the casual dining area and family room, creating an open floor plan made for both everyday living and entertaining. Step outside to the screened paver patio and extend your living space year-round. The outdoor area features an extended paver lanai and a fully fenced backyard--the perfect setup for enjoying the Florida lifestyle, hosting friends or relaxing at the end of the day. The first-floor primary suite is generously sized with three large windows and a spacious bath featuring an oversized walk-in shower, garden tub, dual vanities and TWO walk-in closets. Additional features include plantation shutters, wood stairs with wrought-iron spindles, 8-foot interior doors, tile roof, whole-house gutters, abundant storage, a 3-car tandem (2 car opening with a 3rd tandem bay) garage with epoxy flooring and storage cabinetry, and a 220V electric vehicle charger. If you've been searching for a large Jacksonville home with 5 bedrooms, 5.5 baths, 4,000+ square feet, a first-floor primary suite, outdoor living space, a 3-car garage and resort-style amenities WITHOUT a CDD fee, this Terra Costa home deserves a closer look. Schedule your private showing today and discover just how much space, convenience and flexibility this home has to offer.

2926 Montilla Drive, Jacksonville

$674,000

Welcome to Terra Costa, a gated community conveniently located near Jacksonville's beaches, shopping, dining and major roadways. This one-story home offers 3 bedrooms, 2.5 baths, an office/flex room and an open floor plan designed for comfortable everyday living. The travertine and stucco exterior and tile roof complement the home's Mediterranean-inspired design. Inside, tall ceilings and wood-look tile flooring extend through the main living areas. Two secondary bedrooms share a Jack-and-Jill bath, while a separate office/flex room with glass French doors provides additional space for working from home or hobbies. The kitchen features quartz countertops, a large center island with sink, abundant cabinetry and plenty of workspace, and opens directly to the main living area. Sliding glass doors lead to the covered lanai and backyard, with a pleasant view of the nearby lake. The primary suite is privately located away from the secondary bedrooms and includes a generously sized bath and closet. A conveniently located half bath serves the main living areas. With its single-story layout, tile roof, flexible living space, covered lanai and gated Terra Costa location, this home offers a well-designed combination of comfort, function and Florida living.

3 Beds ⋅ 3 Baths ⋅ 2164477 MLS

Welcome to Terra Costa, a gated community conveniently located near Jacksonville's beaches, shopping, dining and major roadways. This one-story home offers 3 bedrooms, 2.5 baths, an office/flex room and an open floor plan designed for comfortable everyday living. The travertine and stucco exterior and tile roof complement the home's Mediterranean-inspired design. Inside, tall ceilings and wood-look tile flooring extend through the main living areas. Two secondary bedrooms share a Jack-and-Jill bath, while a separate office/flex room with glass French doors provides additional space for working from home or hobbies. The kitchen features quartz countertops, a large center island with sink, abundant cabinetry and plenty of workspace, and opens directly to the main living area. Sliding glass doors lead to the covered lanai and backyard, with a pleasant view of the nearby lake. The primary suite is privately located away from the secondary bedrooms and includes a generously sized bath and closet. A conveniently located half bath serves the main living areas. With its single-story layout, tile roof, flexible living space, covered lanai and gated Terra Costa location, this home offers a well-designed combination of comfort, function and Florida living.

13460 Nogal Lane, Jacksonville

$474,900

OPEN HOUSE SUNDAY 4 Oct 2026. SUPER Cute and Serene Pond View. Terra Costa beauty at its finest. Grab your Agent & do not miss this opportunity for a TOTALLY move-in ready home in the very Heart of Jacksonville. Superior Location in Jacksonville. Upgrades you did not even know you needed. GARAGE...fully foam insulated in attic and door, mini-split in place so ''climate controlled''. Park your car, use for extra living or work space. RARE opportunity. All NEW flooring (no carpet), New fans & lighting, Plenty of storage. Gas valve installed for grill on lanai. Sunshade on lanai.. Plantation shutters throughout. Split bedrooms & separate laundry room with HVAC easy access in closet. Easy maintenance living. The special surprise is how peaceful and serene the back lanai is. Well maintained pond with NO neighbors across to disturb your privacy. Small park area at end of cul-de-sac for pet walking. **1% Credit for Closing Costs/Prepaids** (see Supplemental Remarks) **1% Credit for Closing Costs** If Buyer uses Seller's Preferred Lender for the financing of this transaction, a lender credit equal to 1% of the loan amount will be applied toward Buyer's allowable closing costs and prepaids. (813) 220-3778 / steve@gridmortgages.co . Steve Dwyer

3 Beds ⋅ 2 Baths ⋅ 2157685 MLS

OPEN HOUSE SUNDAY 4 Oct 2026. SUPER Cute and Serene Pond View. Terra Costa beauty at its finest. Grab your Agent & do not miss this opportunity for a TOTALLY move-in ready home in the very Heart of Jacksonville. Superior Location in Jacksonville. Upgrades you did not even know you needed. GARAGE...fully foam insulated in attic and door, mini-split in place so ''climate controlled''. Park your car, use for extra living or work space. RARE opportunity. All NEW flooring (no carpet), New fans & lighting, Plenty of storage. Gas valve installed for grill on lanai. Sunshade on lanai.. Plantation shutters throughout. Split bedrooms & separate laundry room with HVAC easy access in closet. Easy maintenance living. The special surprise is how peaceful and serene the back lanai is. Well maintained pond with NO neighbors across to disturb your privacy. Small park area at end of cul-de-sac for pet walking. **1% Credit for Closing Costs/Prepaids** (see Supplemental Remarks) **1% Credit for Closing Costs** If Buyer uses Seller's Preferred Lender for the financing of this transaction, a lender credit equal to 1% of the loan amount will be applied toward Buyer's allowable closing costs and prepaids. (813) 220-3778 / steve@gridmortgages.co . Steve Dwyer

3108 Villa Vera Court, Jacksonville

$739,000

2.25% Loan Assumptions Opportunity for VA! Located in Terra Costa, a gated community with resort-style amenities and NO CDD fee, you're just minutes from the beaches, UNF, Mayo Clinic, and St. Johns Town Center, right in the heart of it all while still feeling tucked away.Step inside and you'll immediately notice how the home just flows. The open layout, paired with a wall of sliding glass doors, brings in tons of natural light and showcases peaceful lake and preserve views, true indoor/outdoor Florida living.The kitchen sits at the center of it all, featuring a massive quartz island, gas cooktop, upgraded finishes, and a walk-in pantry that actually works for real storage. Whether you're hosting or just enjoying a night in, this space was built to be used. With 3 bedrooms, 4.5 bathrooms, plus a loft and bonus space, you've got the flexibility for entertaining, working from home, or creating separate living areas that fit your lifestyle The primary suite is privately located on the first floor, offering dual walk-in closets, double vanities, and a large frameless shower that gives it that everyday retreat feel. Out back, the extended paver lanai sets the tone,morning coffee, evening wind-downs, all overlooking a private backyard with water and preserve views.This one checks all the boxes,space, location, and lifestyle.

3 Beds ⋅ 5 Baths ⋅ 2140626 MLS

2.25% Loan Assumptions Opportunity for VA! Located in Terra Costa, a gated community with resort-style amenities and NO CDD fee, you're just minutes from the beaches, UNF, Mayo Clinic, and St. Johns Town Center, right in the heart of it all while still feeling tucked away.Step inside and you'll immediately notice how the home just flows. The open layout, paired with a wall of sliding glass doors, brings in tons of natural light and showcases peaceful lake and preserve views, true indoor/outdoor Florida living.The kitchen sits at the center of it all, featuring a massive quartz island, gas cooktop, upgraded finishes, and a walk-in pantry that actually works for real storage. Whether you're hosting or just enjoying a night in, this space was built to be used. With 3 bedrooms, 4.5 bathrooms, plus a loft and bonus space, you've got the flexibility for entertaining, working from home, or creating separate living areas that fit your lifestyle The primary suite is privately located on the first floor, offering dual walk-in closets, double vanities, and a large frameless shower that gives it that everyday retreat feel. Out back, the extended paver lanai sets the tone,morning coffee, evening wind-downs, all overlooking a private backyard with water and preserve views.This one checks all the boxes,space, location, and lifestyle.

2865 Montilla Drive, Jacksonville